Risk Disclosure Statement

Last updated: 21 July, 2025

This Risk Disclosure Statement (“Statement”) is part of and should be read in conjunction with the Sigma.Money Terms of Service (“Terms”). Capitalized terms used but not defined herein shall have the meanings given to them in the Terms.

1. Experimental Nature

Sigma.Money and all related software, including its smart contracts and frontend interface, are experimental technologies deployed on the BNB Chain. The Application is provided “as is” and “as available” without any warranties, express or implied. This includes, without limitation, warranties of merchantability, fitness for a particular purpose, non-infringement, or absence of defects or vulnerabilities.

2. Risk of Software Weaknesses

We do not warrant that the Application or its underlying smart contracts are secure, free of bugs, or immune to malicious attacks such as phishing, malware, or exploits. Any weakness or defect in the software may cause unexpected behavior or result in the loss of funds.

3. Blockchain-Related Risks

Sigma.Money operates on the BNB Chain, an Ethereum Virtual Machine (EVM)-compatible blockchain. Network outages, consensus failures, 51% attacks, or other blockchain-level vulnerabilities could affect Sigma.Money’s functionality or result in loss of funds. Technological shifts such as quantum computing may also threaten the cryptographic underpinnings of blockchain technology.

4. Protocol-Specific Risks

Interacting with the Sigma.Money Protocol involves risks inherent to decentralized finance. The Protocol includes complex and experimental components such as Collateralized Debt Positions (CDPs), a Stability Pool, automated smart contracts, and third-party integrations (e.g., Binance Launchpool and ListaDAO). These systems may not perform as expected, may malfunction, or may lead to unintended financial consequences.

You should not interact with the Protocol unless you fully understand how it works and the implications of your transactions. Data shown in the application is for informational purposes only and may be derived from automated, unverified sources.

5. Risk of Inaccurate or Delayed Data

Sigma.Money relies on on-chain data, third-party oracles, and external integrations. Such data may be incomplete, outdated, or inaccurate, potentially affecting protocol outcomes or user decisions. No warranties are made regarding the accuracy, completeness, or timeliness of such data.

6. Third-Party Dependencies

Some smart contract operations and reward mechanisms may depend on third-party platforms or actors. Delays, failures, or misbehavior from these third parties may impair the function of Sigma.Money or cause loss of assets.

7. Smart Contract Logic Flaws

Smart contracts may contain flawed logic or unintended behavior. Interacting with contracts that do not operate as intended may result in financial loss, irreversible transactions, or lock-up of funds.

8. User Interface Misunderstanding

The design and interface of the Sigma.Money Application may be misinterpreted or misunderstood, resulting in unintended transactions or the connection of incorrect wallets or networks.

9. Regulatory and Legal Uncertainty

Sigma.Money operates in a rapidly evolving regulatory landscape. Legal frameworks in various jurisdictions (including, but not limited to, the United States, China, and Canada) may restrict or prohibit use of DeFi applications. Future regulatory actions may impact the availability, functionality, or legality of the Application. You are solely responsible for complying with your local laws and tax obligations.

10. Theft and Exploitation

Despite best practices in security, Sigma.Money may be subject to hacks, exploits, or cyberattacks including but not limited to: flash-loan attacks, oracle manipulation, and reentrancy exploits. Losses due to these or other security breaches may be unrecoverable.

11. Asset Volatility and Loss

Digital Assets used on Sigma.Money may be volatile, illiquid, or entirely lose value. Use of the Protocol, including minting or staking, does not guarantee returns or stability. No assurance is given regarding the value, marketability, or profitability of any assets accessed or used through Sigma.Money.

12. No Guarantees or Insurance

There is no insurance or government protection covering losses incurred through use of Sigma.Money. By using the Application, you acknowledge that you are solely responsible for understanding and accepting all associated risks.

If you do not understand or accept the risks outlined above, you should not use Sigma.Money or interact with its Protocol.